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                                  Tell us a few details about your business.
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                                  As a business, the thought of losing one of your team in the event of their death is almost inconceivable. Death in service – also known as vpn服务器美国- is an insurance policy that financially supports your employee’s loved ones by providing them with a cash lump-sum payment.

                                  Stand out from the crowd

                                  Attract and retain the best people for your business with a meaningful employee benefit.

                                  Show your staff you care

                                  If you value your team, show them! It may be a more affordable benefit than you think.

                                  Easily compare quotes

                                  Save time by effortlessly comparing quotes and policies from a range of insurance providers.

                                  COVER MY STAFF

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                                  • It’s an affordable insurance policy organised by your company that insures against the death of your employee.
                                  • It pays a cash lump sum payment to your employee’s loved ones, a multiple of their annual salary or a fixed amount.
                                  • The death doesn’t have to be the result of work, or even to have taken place at work, but the employee must still have been in your employment.
                                  • The cash lump sum payment is not normally subject to inheritance tax because this policy is kept in trust by your company.
                                  • Your company premiums will typically benefit from being treated as an allowable business expense.

                                  This information is based on our current understanding of current tax law legislation and HMRC practice.

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                                  Enter company details once for guaranteed death in service insurance quotes.

                                  Comparison designed specifically for small to medium businesses.

                                  Easy quotes comparison when your scheme rate ends after the initial guaranteed period.

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                                  • Protect My People only quote for registered group life schemes.
                                  • A registered scheme is not suitable for any member with Enhanced, fixed or individual protection as they could lose their benefit unlike an excepted group life scheme. See our FAQs.
                                  • Lump sum benefits will count towards a member’s lifetime allowance. See our FAQs.
                                  • Registered with Her Majesty’s Revenue & Customers (HMRC) these schemes are treated like an occupational pension scheme.
                                  COVER MY STAFF

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                                  Get an indication of how much it could cost by using our calculator below.


                                  By clicking the 'Quick Calculator' button, I/we consent to Protect My People processing the information that I/we have provided in accordance
                                  with their Privacy Policy and Terms & Conditions to provide an indicative quote.


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                                  Designed to save you time

                                  Setting up this kind of staff benefit can be time consuming. Researching different products and speaking to individual insurance companies to get quotes takes up precious working hours. Protect My People lets you compare policies from leading death in service providers without the need to contact each one individually.

                                  We provide you with all the key features, policy benefits and prices from the providers. Most providers will come back with quotes within two working days, so you can decide which policy is right for you and get your employees on cover in a matter of days.

                                  When your policy’s guaranteed rate is up for revision, you can easily return to Protect My People, update the details about your business and employees and in most cases, we will return new quotes to you within two working days. If a provider can't return a quote to you that quickly, we will send them on as soon as we receive the remainder.


                                  Suitable for most small to medium businesses

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                                  Effortlessly compare different policies

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                                  As with all business costs, we understand how important it is to keep your death in service scheme under review, and ensure you continue to get the best value for money. When it comes to the end of your scheme’s two-year guaranteed rate, we make it as easy as possible.

                                  Simply come back to Protect My People just prior to your scheme's two-year anniversary, update the information you originally provided about your business and employees, and we will return new quotes to you within two working days. Please note, some providers may not be able to return them this quickly. In these cases, we will send them to you as soon as we receive them and will provide a final quote summary within 11 working days.

                                  You can then decide whether your current insurance company is still providing you with a policy that meets your business's needs, whether to remain with your existing provider or switch to another, bearing in mind any staff illnesses or absences from work. Should you arrange this through Protect My People, this is all managed quickly and hassle free.

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